OT: Days of our Lives aka the Beacon's Billboard
- Thread starter Rizzo
- Start date
@Kitteh That's rough man. I'm really sorry to hear it. As the others have already stated I am available to talk if you like. I've found that I have a far better understanding of my problems when I talk to strangers about them versus talking to friends. Friends tell you what you want to hear a lot of the time. Strangers can be blunt without repercussions.
I didn't know this thread existed so I'll go ahead and throw my hat in the ring here. I've spent the last two hours on the phone with an attorney. My credit score has been lowering slowly and I thought it was just a consequence of paying off debt without allowing a remaining balance to keep the account active. It turns out that my mom has opened up a few credit cards in my name.
Roughly two years ago I went to a family dinner for Thanksgiving and told my family that I had just paid off every ounce of my credit card debt and all I have left is my student loans. My credit report lists three credit cards that were opened last year in my name. I didn't open them but my mom had done something similar with utilities when I was under 18. I didn't find out until I moved out of the dorms and into a house with a bunch of friends. I got that cleared up without having to hire an attorney. I've contacted these three creditors and there is a combined total balance of almost $14000. I tried to rectify this with the creditors themselves but the first phone call went about as badly as one would expect. They were awfully combative until I told them I'm law enforcement and I could lose my security clearance if this isn't resolved. I told them that this can be resolved between us or I can contact an attorney and sue them in small claims court. Their tone changed pretty quickly from aggressive to victim. They opened up an "investigation" but in the mean time I am getting hit with collection calls nonstop.
I went ahead and hired an attorney. She just cost me $2000 but she tells me that she can get all of this taken care of relatively quickly. Just in general I am an angry person. I keep that stuff bottled up because I enjoy being a nice person versus the Hell army commander I could be. This whole thing has got me to the point of exploding. I know I am lucky because I have resources available to me that many don't. I've also come to the realization that the entire premise of American credit is laughably absurd and riddled with fraud.
My grandparents raised me and for that I am very thankful because I can only imagine what an unmitigated piece of shit I would have been had she raised me.
I didn't know this thread existed so I'll go ahead and throw my hat in the ring here. I've spent the last two hours on the phone with an attorney. My credit score has been lowering slowly and I thought it was just a consequence of paying off debt without allowing a remaining balance to keep the account active. It turns out that my mom has opened up a few credit cards in my name.
Roughly two years ago I went to a family dinner for Thanksgiving and told my family that I had just paid off every ounce of my credit card debt and all I have left is my student loans. My credit report lists three credit cards that were opened last year in my name. I didn't open them but my mom had done something similar with utilities when I was under 18. I didn't find out until I moved out of the dorms and into a house with a bunch of friends. I got that cleared up without having to hire an attorney. I've contacted these three creditors and there is a combined total balance of almost $14000. I tried to rectify this with the creditors themselves but the first phone call went about as badly as one would expect. They were awfully combative until I told them I'm law enforcement and I could lose my security clearance if this isn't resolved. I told them that this can be resolved between us or I can contact an attorney and sue them in small claims court. Their tone changed pretty quickly from aggressive to victim. They opened up an "investigation" but in the mean time I am getting hit with collection calls nonstop.
I went ahead and hired an attorney. She just cost me $2000 but she tells me that she can get all of this taken care of relatively quickly. Just in general I am an angry person. I keep that stuff bottled up because I enjoy being a nice person versus the Hell army commander I could be. This whole thing has got me to the point of exploding. I know I am lucky because I have resources available to me that many don't. I've also come to the realization that the entire premise of American credit is laughably absurd and riddled with fraud.
My grandparents raised me and for that I am very thankful because I can only imagine what an unmitigated piece of shit I would have been had she raised me.
Kartongen
Well-known member
@Kitteh Hang in there mate. And I'll echo the sentiment above: If you need a stranger to listen, I am here.
@MizzouFTW wow. That is quite a shitty move on your mom's part. If you need to vent, let me know. And all my wishes that this gets resolved quick, easy and cheap for you.
@MizzouFTW wow. That is quite a shitty move on your mom's part. If you need to vent, let me know. And all my wishes that this gets resolved quick, easy and cheap for you.
@Kitteh hang in there. Like others have said, if you want to have a proper chinwag, we are here. 
I've only read bits and pieces of your story, so I don't know the whole picture. But, are you happy with your career choice? Sounds like it gives you a lot of stress.
I initially went to Uni and deliberately chose a well-paying field. I came to realize that I didn't enjoy it. Dropped out, and went back to a Liberal Arts school. My degree is about as useful as a Philosophy major. But, I make ends meet, and feel like I made the right decision.
I've only read bits and pieces of your story, so I don't know the whole picture. But, are you happy with your career choice? Sounds like it gives you a lot of stress.
I initially went to Uni and deliberately chose a well-paying field. I came to realize that I didn't enjoy it. Dropped out, and went back to a Liberal Arts school. My degree is about as useful as a Philosophy major. But, I make ends meet, and feel like I made the right decision.
@Kitteh hang in there. Like others have said, if you want to have a proper chin-wag, we are here.
I've only read bits and pieces of your story, so I don't know the whole picture. But, are you happy with your career choice? Sounds like it gives you a lot of stress.
I initially went to Uni and deliberately chose a well-paying field. I came to realize that I didn't enjoy it. Dropped out, and went back to a Liberal Arts school. My degree is about as useful as a Philosophy major. But, I make ends meet, and feel like I made the right decision.
Oh I absolutely love my job. That's the thing, my PhD is actually the reason I'm still alive, along with Diablo II. My problem comes more from my being trans, my work is essentially my balance against that stress. So yes, unlike the norm, my PhD doesn't cause me stress in a bad way, rather just that stress that pushed you to do better. Not the flinging myself off of a bridge type
Not the flinging myself off of a bridge type
Hey, flinging yourself from tall structures can be a good stress reliever. Just make sure the bungee is well secured!
Edit: If a career change isn't in the cards, maybe you should change club affiliations.. Go Gooners!
Hey, flinging yourself from tall structures can be a good stress reliever. Just make sure the bungee is well secured!
Edit: If a career change isn't in the cards, maybe you should change club affiliations.. Go Gooners!
It's fine, Stevie G will. Oh wait...
They gave me numbers to phone the crisis team if I need to overnight, and today I will have an appointment at their centre. I also have my normal counselling appointment in an hour. I didn't have it in me to explain that if I reach that stage, I'm not going to call them, because at that stage I've made a decision. I never have before, it seems unlikely that I will now. I have no idea what is happening to be honest.
Thanks all.
Thanks all.
I had my usual counselling session, just got back. It was so-so. The bad news is that hospitalisation is very much on the field of play right now and that makes me very nervous, I really don't have good memories of the last one that I was in. On the plus side, we've a greed a compromise, but if it doesn't work then I go to hospital whether I like it or not. I'm being put in with the university 24/7 service, so they will check me by phone once to twice a day depending on how it goes, and visit me when they or I feel it's needed. I got a phone call from the NHS crisis team this morning (during my counselling session, really awkward, felt like I was cheating on my counsellor) and I struggled to vocalise how bad things are, so they said I will have an appointment within a week. My counsellor then decided with my agreement that I had really underplayed the situation out of awkwardness and is going to contact them to arrange an earlier appointment. I'm going into work today to explain the situation to my supervisor (who knows nothing) and run by her our plan, which is as follows... I take two weeks off work and disconnect completely, thus allowing me to focus on slowing things down so that I can regain control of this situation. The problem here is that I still have no heating and hot water, so there are contractors in and out of my flat constantly, which obviously defeats the purpose. So I need to a) get my supervisors on side with the idea and b) figure out how to work it with the contractors. If this doesn't see a significant improvement, I'm going to be in hospital.
They took me in for a hospital assessment last night but we decided that the benefit for me is purely to not realistically be able to kill myself, and the ward I would be on isn't secure like the ward I was on all those years ago, therefore no better for me than being at home. It has a train track running beside it - I mean, seriously?!
They gave me diazepam to get me a good nights sleep (although I was 41 hours without sleep, so I think I'd have been fine), so I woke up 12 hours later. As a result, I missed my check-up phone call so there was a little panic, but I phoned them back and they are visiting at 2pm. I think it's partly just to see me in person, and also some sort of check of my flat. My friend from home is visiting tomorrow for lunch, so we've agreed that I should go ahead with that. Honestly though, I still have no idea what is happening. I need somewhere safe for a few days so that my mind doesn't need to be entirely focused on refusing those suicidal thoughts, enough that my head can slow down sufficiently that I can begin to gain some traction and control of the my thoughts. At the moment, it doesn't seem like such a place exists, and that's essentially our problem at this point.
They gave me diazepam to get me a good nights sleep (although I was 41 hours without sleep, so I think I'd have been fine), so I woke up 12 hours later. As a result, I missed my check-up phone call so there was a little panic, but I phoned them back and they are visiting at 2pm. I think it's partly just to see me in person, and also some sort of check of my flat. My friend from home is visiting tomorrow for lunch, so we've agreed that I should go ahead with that. Honestly though, I still have no idea what is happening. I need somewhere safe for a few days so that my mind doesn't need to be entirely focused on refusing those suicidal thoughts, enough that my head can slow down sufficiently that I can begin to gain some traction and control of the my thoughts. At the moment, it doesn't seem like such a place exists, and that's essentially our problem at this point.
@Kitteh
What a mess, poor kitteh. Is your place habitable without heating now? And what about the hot chocolate, have you gotten enough lately?
On an unrelated note, I am expecting a new party member to join the game during next week, thereby raising the player count to four. Stay safe so I get to tell how it turned out.
@MizzouFTW
What a low thing to do. Hope you get it sorted as soon as possible.
What a mess, poor kitteh. Is your place habitable without heating now? And what about the hot chocolate, have you gotten enough lately?
On an unrelated note, I am expecting a new party member to join the game during next week, thereby raising the player count to four. Stay safe so I get to tell how it turned out.
@MizzouFTW
What a low thing to do. Hope you get it sorted as soon as possible.
It's bloody freezing. I have two jumpers on I'm still shivering. It's worse that I have no hot water because I have to shower at work. On that note, I'm not allowed into work for two weeks, so at the moment it looks like I'm basically going to play Diablo for two weeks. Here comes the guardians^^
One at a time? We have litters. You all have a lot to learn about breeding
Good luck!Sad you have no place to turn to for the moment and that the problems with your heating and water are still not solved.
You could propose this to the hospital.
You'll need a hot nurse, a bed, some rope, food and drinks you like, clothes are optional for you and the nurse.
She ties you to the bed, feeds you, makes sure you get enough fluids, does other things to occupy your mind and only lets you off the bed to use the restroom.
You could propose this to the hospital.
You'll need a hot nurse, a bed, some rope, food and drinks you like, clothes are optional for you and the nurse.
She ties you to the bed, feeds you, makes sure you get enough fluids, does other things to occupy your mind and only lets you off the bed to use the restroom.
Belgium seems to have nicer hospitals...
