yup
im making a pvp bone nec now
gonna de-gear my hdin.. guy is literally lvl 90 mule, i never play him and he's fully decked out (talkin ptorch+anni+9-10xpcombats...)
just wasting my wealth
uber gg bone nec here we come!
You're my hero
To answer the OPs question, I find that a little bit of luck is nice, but generally knowing what's desireable and what isn't goes a long way as well. Many people don't bother picking up rares of any type when in reality rares wind up being the most valuable items in the game.
Running nm council and meph is probably one of the easier ways to get to a point where becoming wealthy is "easy." Gamble all the gold you collect on ammys/rings/circlets, cube all the flawless gems, keep the skillers, etc until you get to the point where running hell council and meph are fairly easy. The items they drop are generally valuable, but do throw in pindle runs, he can drop some very high end items.
Getting to the point where the guy you talked about is is fairly difficult; a site that shall remain nameless makes it somewhat easier, but collecting all those items legitly is very hard. More than likely several of those items were store-bought.
@Everyone that's coming in here to brag, please keep in mind that there are people that play this game that are wealthy beyond all belief and, relatively, your 10 hrs, 3 nigmas, 2 griefs, and a patridge in a pear tree are nothing but a pittance. That's nice you have some wealth, but if you're going to take the time to brag, brag about items people are actually awed by, not common runewords.